Effective Date: 30-12-2025

At Dhanmitra, we value your trust and are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan and financial services.

1. Information We Collect

We may collect the following types of information:

a) Personal Information

• Full name
• Mobile number
• Email address
• Date of birth
• PAN, Aadhaar or other KYC details
• Residential and employment details
• Bank account and income-related information

b) Technical Information

• IP address
• Browser type and device information
• Website usage data and cookies

c) Financial Information

• Credit score (from authorized credit bureaus)
• Loan preferences and repayment history

2. How We Use Your Information

Your information is used to:

• Assess loan eligibility and process applications
• Connect you with banks, NBFCs, and financial partners
• Conduct KYC and credit checks
• Improve our services and user experience
• Communicate updates, offers, and service-related notifications
• Comply with legal and regulatory requirements

3. Information Sharing & Disclosure

We do *not sell* your personal data. However, we may share your information with:

• Banks, NBFCs, and financial institutions for loan processing
• Credit bureaus for eligibility assessment
• Regulatory authorities, if required by law
• Technology and service partners assisting in operations

All partners are contractually obligated to maintain confidentiality and data security.

4. Data Security

We implement appropriate *technical and organizational security measures* to protect your data against unauthorized access, misuse, loss, or disclosure. These include encryption, secure servers, and restricted access controls.

5. Cookies & Tracking Technologies

Our website may use cookies to:

• Enhance website performance
• Understand user behavior
• Provide personalized experiences

You may choose to disable cookies through your browser settings.

6. User Consent

By using our website or submitting your information, you:

• Consent to the collection and use of your data
• Authorize us to contact you via phone, SMS, email, or WhatsApp
• Agree to credit checks with authorized bureaus

You may withdraw your consent at any time by contacting us.

7. Data Retention

We retain personal data only for as long as necessary to fulfill the purpose for which it was collected or as required under applicable laws and regulations.

8. Your Rights

You have the right to:

• Access your personal information
• Request correction or deletion
• Withdraw consent for marketing communications

Requests can be made by contacting us using the details below.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date.

11. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us:

Dhanmitra
📧 Email: gupta.aryan.aryan132@gmail.com
📞 Phone: 8299567274